The use of technology and mobiles for banking is growing exponentially. To this end, all major banks offer network banking services that allow them to carry out routine banking transactions online using the Internet. The main facilities that can be used using online banking are as follows.
How Have Things Evolved Over Time?
Remember that the Ubiquitous Passbook was one of the most important documents in the family a generation ago? Well, it has always given way to a more advanced way of tracking debits and credits made to an account.
Previously, passbooks were the only source of balance confirmation. Therefore, you had to line up at the bank and update my passbook regularly. Technological advances and the creation of more private banks have introduced many new concepts such as online banking and missed call services, revolutionizing the way the average Indian conducts daily banking activities.
Modern Banking Trends for Indian Account Holders
1. The Rise of Internet Banking
Generating electronic account statements and accessing account information via internet banking has become a fairly routine practice, especially in the larger cities of the Internet. It’s decent.
As a result, network banking is no longer within the bounds of the wealthy minority. Mid-sized Indians also use these technical resources to save time, get information, and maximize the convenience of banking.
2. Mobile Notification
The rise of mobile phones has provided great convenience to Indian bank account holders, as is happening across India. The ability to receive text messages and emails for each transaction made in your bank account makes it even more transparent and allows you to track every move in your account in real-time.
3. Bank Call Centre Support
Immediate access to a bank’s call center was another means of immediate access to bank balances. The State Bank of India has created E-Corners for a self-help solution for SBI online balance inquiry. Your smartphone will have better access to your bank account and will be able to use your bank balance.
4. Missed Call Alert Number for a Balance Inquiry
The latest addition to better accessibility for checking bank balances is the introduction of balance reference numbers. This customer service initiative includes both private and public banks. Most banks set exclusive numbers for the convenience of their customers.
Customers who miss a call from their registered mobile number to this number will immediately receive a message with their bank balance. This process is an instant service and does not require as much time to enter an ATM or branch to perform the same activity.
Some Interesting Features of the Missed Call Inquiry Process from Checking Your Bank Balance
The missed call real-time alert service is an automated web application that gives you real-time access to bank balance verification. The main features of the bank balance inquiry settings are:
You will need to register your contact number with the bank requesting your balance inquiry.
If the person has multiple accounts at a particular bank and dial a call from a registered mobile number to this number, the message will update the balance of all the accounts he has at the bank.
This service is usually free for customers. You will not be charged for inquiries or received messages. However, you will need to notify your bank of any charges associated with activating this feature.
What are these Bank Balance Reference Numbers for Different Banks?
With a few exceptions, such as Maharashtra Bank, Citibank, and Oriental Bank of Commerce, there are about 50 banks in the Indian system that created the balance check service.
Want to know what these numbers are? Then read below for more information on toll-free numbers for some of the major banks below.
- To check your Axis bank balance or get a mini bank statement, send a missed call to this phone number 18004195959 or 18004196868.
- The balance confirmation number for Andhra Bank is 09223011300. If there is a missed call to this number, your account balance and mini-statement will be sent to your registration number.
- The bank balance confirmation number in Prayagraj is 09224150150. Missed calls to this number get details in the message.
- To check your Bandhan bank balance, the toll-free number is 18205588181.
- The Bank of Baroda provides two balance confirmation numbers, 09223011311 and 8468001111.
- The Bank of India recently changed its balance confirmation number. The final BOI balance reference number is 09015135135.
- Bharatiya Mahila Bank (BMB) provides the number 09212438888 to check your bank balance for free.
- The free balance check number for Canara Bank is 09015483483.
- The phone number for balance inquiries at the Central Bank of India is 09222250000.
- Dhanlaxmi Bank customers can use the number 08067747700 to obtain a mini bank account statement.
- To check your HDFC bank account balance, you need to make a missed call to this toll-free number 1802703333.
- ICICI Bank Balance Check is a computerized balance check service. Missed call number 02230256767.
- The missed call number for IDBI balance confirmation is 09212993399.
- Punjab National Bank customers can make missed calls at 18001802222 or 01202490000
- Yes Bank customers can make missed calls to 09840909000, 09223920000, 09223921111 to get SMS-formatted bank account details on mobile.
This feature, granted by banks in the Indian banking system, is of utmost importance and assists the average owner of an Indian bank account. With this service initiative, you can check your balance with a single missed call without having to go to a bank branch.
